Danville vs Gale Ranch, San Ramon
Danville carries an effective property tax rate of 1.07% of assessed value and Gale Ranch, San Ramon carries 1.35%, both for fiscal year 2025-26. On one identical reference loan the monthly carrying costs are $9,713 and $10,086 — $373 apart, with Danville lower. To Oakland City Center at AM peak the fastest published commutes are 42 min by BART from Danville and 45 min by BART from Gale Ranch, San Ramon. Every figure is an objective public metric or arithmetic on one, and names its source.
Danville (Contra Costa County) · Gale Ranch, San Ramon (Contra Costa County)
| Metric | Danville | Gale Ranch, San Ramon | Difference |
|---|---|---|---|
| Median $/sqft (SFR) | $900 | $700 | +$200 |
| Effective tax rate | 1.07% | 1.35% | −0.280% |
| Monthly cost, reference loan | $9,713 | $10,086 | −$373 |
| FiDi SF (Montgomery St BART) — BART | 60 min | 65 min | −5 min |
| FiDi SF (Montgomery St BART) — Drive | 65 min | 70 min | −5 min |
| Oakland City Center (12th St BART) — BART | 42 min | 45 min | −3 min |
| Oakland City Center (12th St BART) — Drive | 42 min | 45 min | −3 min |
| Sunnyvale / Mountain View (Sunnyvale Caltrain) — Drive | 55 min | 50 min | +5 min |
Difference is Danville minus Gale Ranch, San Ramon. Sources are cited on each submarket page.
The levy is what separates these two. Danville runs 1.07% and San Ramon (Gale Ranch) 1.35%, so the same $1,600,000 note carries $373 apart each month — San Ramon (Gale Ranch) on the heavy side.
The house at each price
Danville comps run $700-$780 per square foot; Blackhawk and Diablo start at $2M. Gale Ranch comps run $640-$720 per square foot, with three-car tandem garages common. At $900 and $700 per foot respectively, a fixed budget buys about 29% more floor area in San Ramon (Gale Ranch).
The monthly, matched
Modelled the same way in both ($1,600,000 purchase, 20% down, 6.5% fixed, $2,400 insurance, dues excluded), Danville totals $9,713 a month at 1.07% and San Ramon (Gale Ranch) $10,086 at 1.35% — tax lines of $1,423 and $1,796. Danville downtown condos carry $400-$600 a month in dues. Gale Ranch HOA dues run $100-$220 a month depending on the village.
The trip each morning
To FiDi SF (Montgomery St BART): 60 minutes by BART from Danville, 65 by BART from San Ramon (Gale Ranch) — a 5-minute edge to Danville, or 0.8 hours across a ten-trip week. To Sunnyvale / Mountain View (Sunnyvale Caltrain): 55 minutes by driving from Danville, 50 by driving from San Ramon (Gale Ranch) — a 5-minute edge to San Ramon (Gale Ranch), or 0.8 hours across a ten-trip week. Danville has no BART; Walnut Creek station is 15-20 minutes north on I-680, then 30 to Embarcadero. I-680 to 24 puts Gale Ranch 55 minutes from the Bay Bridge at 6 a.m., 95-110 at 8.
What the disclosure stack holds
Blackhawk and Diablo sit inside the High fire mapping and non-renewals there are current. Grass fires on the Dougherty hills are the standing San Ramon disclosure. Pull the parcel's own mapping — CAL FIRE severity zone, FEMA flood panel, CGS liquefaction zone — and get a written quote before the contingency date.
Which search this actually is
Danville assumes Tri-Valley work or acceptance of a 60-plus minute run to San Francisco. Gale Ranch fits a five-bedroom new-construction requirement near Bishop Ranch. Write the requirement down before the search: these two answer different ones.
Sources. Rate and payment figures: Contra Costa TRA Book FY 2025-26; Contra Costa TRA Book FY 2025-26; City of San Ramon CFD annual special tax reports, as composited in build/assets/metrics.json — unverified at tax-rate-area level, so read the bill. Minutes shown are AM-peak and door to door, from data/commute/static.csv. The per-foot medians are trailing and carry no appraisal weight; the neighborhood detail is first-hand broker observation.
Compare any two submarkets
| Metric | Danville | Gale Ranch, San Ramon |
|---|---|---|
| Median $/sqft (SFR) | $900 | $700 |
| Effective tax rate | 1.07% | 1.35% |
| Monthly cost, reference loan | $9,713 | $10,086 |
| Fastest to FiDi SF (Montgomery St BART) | 60 min | 65 min |
| Fastest to Oakland City Center (12th St BART) | 42 min | 45 min |
| Fastest to Sunnyvale / Mountain View (Sunnyvale Caltrain) | 55 min | 50 min |
Same reference loan on both sides; the tax line is the only variable. Commute figures are door-to-door AM-peak estimates. Sources are listed on each submarket page.
Danville detail
| Component | Rate of assessed value |
|---|---|
| Prop 13 general levy | 1.000% |
| County / city voter-approved bonds | 0.012% |
| School district measures | 0.055% |
| Effective rate | 1.07% |
| Mello-Roos / CFD | None recorded |
Source: Contra Costa TRA Book FY 2025-26 (Contra Costa County), composited in
build/assets/metrics.json.
Tax Rate Area not yet verified parcel-by-parcel — confirm the rate on the parcel’s own tax bill.
Gale Ranch, San Ramon detail
| Component | Rate of assessed value |
|---|---|
| Prop 13 general levy | 1.000% |
| County / city voter-approved bonds | 0.012% |
| School district measures | 0.055% |
| Mello-Roos / CFD assessment | 0.280% |
| Effective rate | 1.35% |
| Mello-Roos / CFD | Yes |
Source: Contra Costa TRA Book FY 2025-26; City of San Ramon CFD annual special tax reports (Contra Costa County), composited in
build/assets/metrics.json.
Tax Rate Area not yet verified parcel-by-parcel — confirm the rate on the parcel’s own tax bill.
Danville vs Gale Ranch, San Ramon: questions and answers
- Which has the lower effective property tax rate, Danville or Gale Ranch, San Ramon?
- Danville, at 1.07% of assessed value against 1.35% for fiscal year 2025-26 — a gap of 0.280%. Rates are composited from county tax rate books; each parcel bill governs.
- How much do monthly carrying costs differ between Danville and Gale Ranch, San Ramon?
- $373 per month on the identical reference loan: Danville $9,713, Gale Ranch, San Ramon $10,086. Danville is lower. Principal and interest are held constant, so the difference is the tax line. Arithmetic only.
- Which has the shorter commute to Oakland City Center, Danville or Gale Ranch, San Ramon?
- Danville. Danville is 42 min by BART; Gale Ranch, San Ramon is 45 min by BART. Door-to-door, AM peak. Source: data/commute/static.csv.
- What is the price per square foot difference between Danville and Gale Ranch, San Ramon?
- $200 per square foot: Danville $900, Gale Ranch, San Ramon $700. Single-family medians, trailing twelve months. A median is not a valuation of any specific property.